You have been using your credit card wisely and yet you don’t seem to have any advantageous effect on it. Maybe you have been using the wrong credit card provider. After all, if your provider is solid and valid, they should be able to give you a lot of interesting offers, like the Ultimate reward.
About the Program
Chase has a lot of interesting offers for their credit card users and one of them is the Ultimate reward. Basically, the more you use your card, the more rewards you can get, When those reward points have reached a certain stage or level, you can enjoy various perks – what are they depend on Chase, mind you.
For some people, it is a great bargain. After all, you will be using your credit card pretty often to pay bills or for other daily transactions so why not making the best usage of it, anyway? The reward point is beneficial for the users because they feel appreciated. When you have been using your card repeatedly and then you get the notification that you get a surprise bonus, it is such a nice thing, right?
However, keep in mind that such reward program shouldn’t be abused. I mean, it is okay to use your credit card to pay for bills and expect to get the reward points but don’t chase the points for the sake of getting the reward only. If you do this, you only drive yourself into a huge spending and into a further financial issue. Just use your credit cards normally for bills and daily purchase. Don’t really target the reward points. By the end of the year, probably, you will be surprised of how much you have spent and how generous your credit card provider is (by giving you a generous bonus). As long as you don’t go crazy over the reward, you should be able to enjoy the benefits only.